We have put together 21 sites List of Instant Credit Catalogs. In today’s world, online shopping is incredibly convenient and easy. But it can be simplified even further with the help of instant credit, through which you can buy a product now and pay for it later on. With the help of instant online credit, you can buy a variety of things including shoes, clothes, house goods, jewelry and food as well. We have taken some time and compiled a list of internet credit catalogs. From here on, we will be going through the list. We have classified this list into four different categories which are clothing & shoes catalogs, food catalogs, home goods catalogs and multi-department catalogs.

Online catalogs that offer instant credit

The list that we will be going through is of online catalogs that provide instant credit which can be immediately used for various different online purchases. While some of the catalogs in this list require a certain credit level in order to get approved, there are also catalogs with no credit check financing. A major factor that you should keep in mind is that the meaning of instant credit isn’t that everyone will get approved. Speaking from a general point of view, there are certain requirements that need to be met to get approved for instant credit. The requirement could be anything including minimum credit score and minimum credit. So, without waiting any further let’s go through the list.

Here is the list of instant credit catalogs

Shoes & Clothing Catalogs

• Boscov’s

Boscov’s sells clothing items, footwear, watches and jewelry for men, women and children along with furniture and home décor items. The Boscov’s credit card is issued by the Comenity Capital Bank. The bank hasn’t disclosed the credit level required. There is no down payment required and the first payment is due 30 days from the day of purchase.

• Century 21

Century 21 deals in the selling of clothing, shoes, beauty items, home goods, gifts and electronics. The Century 21 instant credit program is called C21STATUS Credit Card. The credit card is issued by the Comenity Capital Bank. The first payment will be due 30 days from the day of purchase and there are no down payments required. To apply for the program you must fill out the C21STATUS credit card application.

• K. Jordan

The instant credit program of K. Jordan is called K. Jordan Credit. The required credit level is usually fair to excellent. The first payment is due a month from the day of purchase and no down payment is required. In order to apply for this instant credit program you have to shop online at K. Jordan. At K. Jordan, choose “K. Jordan Credit” and after that fill the required details into the short application. The decisions are usually instant. However, the approval may take around 24 hours.

• Mason Easy-Pay

The instant credit program of Mason Easy-Pay is called Mason Easy-Pay Credit. The credit level required for this program must be fair to excellent. The deferred payments vary according to the credit level. The ones who are approved with credit scores that are low may have to make small down payment, otherwise the first payment has to be made 30 days from day of purchase. In order to apply for it, you have to shop online at Mason Easy-Pay and at the checkout you have to choose “Money Easy-Pay Credit”. The approval can take up to 24 hours.

• Masseys

The instant credit program of Masseys is known as Masseys Credit. Fair to excellent credit level is required for this program. The deferred payment scenario varies according to the credit level. The first payment is usually due 30 days from purchase. To apply for the program, you have to shop online at Masseys and then at checkout, choose “Masseys Credit” and fill out a short application form. The decisions are mostly instant. However, the approval may take up to 24 hours.

• Monroe & Main

The instant credit program of Monroe & Main is called Monroe & Main Credit. The credit level required in it should be fair to excellent. The deferred payments vary according to the credit level in Masseys Credit. People who get approved with lower credit scores may have to make a small down payment. Otherwise, the first payment is due a month from the purchase date. In order to apply, go to “Monroe & Main Credit” at checkout after you shop online at Monroe & Main. Most decisions are instantaneous but the approval may take up to 24 hours.

Food Catalogs

• Figi’s

Figi’s is renowned for selling gift food and food packages. Their instant credit program goes by the name of Figi’s Credit. The credit level required for this program ranges from fair to excellent. The first payment for it is due 30 days from purchase. There are no down payments required. To apply for this program, you have to shop online at Figi’s and then go to “Figi’s Credit” at the time of checkout. The decisions are usually instant, though the approval may take around up to a day.

• The Swiss Colony

The Swiss Colony sells a diverse variety of gift food and food packages. Their instant credit program is called Swiss Colony Credit. The credit level that is required for this program should be fair to excellent. The first deferred payment is due 30 days from the day of purchase. There is no down payment required in this program. In order to apply for this instant credit program, you must shop online at The Swiss Colony and at the time of checkout, choose “Swiss Colony Credit”. Fill out the necessary details and you’ll be good to go.

• The Tender Filet

The Tender Filet is well known for selling meat products, desserts and kitchen items. Their instant credit program is known as The Tender Filet Credit Plan. The credit level required for this instant credit program should be fair to excellent. There are now down payments required and the first payment is due a month from purchase. In order to apply for it, shop online at The Tender Filet and then choose “Tender Filet Credit Plan” at the time of checkout and fill out the brief application.

• Wisconsin Cheeseman

The instant credit program of Wisconsin Cheeseman is known as “The Wisconsin Cheeseman Credit Plan”. Fair to excellent credit level is required for this program. The first deferred payment for it is due 30 days from purchase. No down payment is required to apply for The Wisconsin Cheeseman Credit Plan and in order to apply for it, you have to shop online at Wisconsin Cheeseman and then at checkout, choose “Wisconsin Cheeseman Credit Plan” and fill out the required details.

Home Goods Catalogs

• Ballard Designs

Ballard Designs mainly sells home goods and other related items. The instant credit program of Ballard Designs is called the Ballard Designs Credit Card. The credit card is issued by Comenity Capital Bank and the bank hasn’t disclosed the required credit level in order to apply for the program. The first payment is due a month from purchase. There is no down payment required.

• BrylaneHome

BrylaneHome is well known for selling home goods, rugs, draperies, furniture etc. Their instant credit program is called BrylaneHome Platinum Credit Card. Comenity Capital Bank issues this credit card and they haven’t disclosed the credit level required for it. The first payment is due 30 days after the date of purchase. No down payment is required.

• Crate & Barrel

Crate & Barrel’s instant credit program is called Crade & Barrel Credit Card. Fair to excellent credit level is required in order to apply for it. The first payment for it is due a month from the date of purchase. No down payments are required. Crate & Barrel mainly sells home goods, furniture and other home décor items.

• Pottery Barn

The credit level required for the Pottery Barn Credit Card is not disclosed by the Comenity National Bank, that issues it. The first payment is due 30 days from the date of purchase and no down payment is required. Pottery Barn is renowned all across the globe for selling home goods.

• Wayfair

The instant credit program of Wayfair is called Buy Now, Pay Later with Affirm. All credit levels are put into consideration for it. The deferred payment criteria varies according to the credit level. If you are approved with a low credit score then there might be a need of making a small down payment, otherwise the first down payment is due 30 days from the day of purchase. The credit decisions are made on an instant basis.

Multi-Department Catalogs

• Fingerhut

Fingerhut sells a diverse variety of products ranging from home goods to jewelry. The instant credit programs are called Fingerhut Credit Line and Fingerhut FreshStart Loan. Fair to excellent credit level is required for credit line, while for FreshStart loan all credit levels are typically approved. No option of deferred payments is available. For credit line, the first monthly payment is due at the moment of purchase and for FreshStart loan, a minimum of $30 down payment should be made.

• Gettington

Fair to excellent credit level is necessary for the Gettington Credit program. The first monthly payment for Gettington Credit is due when the purchase is made. Gettington is known for selling a wide variety of items including home goods, clothing, electronics and jewelry.

• Midnight Velvet

Midnight velvet sells clothing, shoes and other accessories. Their instant credit program is called Midnight Velvet Credit. The credit level needed for it ranges between fair to excellent. Usually the first payment is due 30 days from the day of purchase, however if you were approved with a low credit score then you may have to make a small down payment. To apply for this instant credit program, shop online at Midnight Velvet and then at checkout choose “Midnight Velvet Credit”. Following this, you will have to fill out a brief application.

• Montgomery Ward

Their instant credit program is called Wards Credit. Fair to excellent credit level is required in order to get approved for this instant credit program. The criteria for deferred payments varies according to credit level. The ones with lower credit scores may have to make a small down payment, while for others the first payment is due 30 days from the day of purchase. If you wish to apply for it, shop online at Montogmery Ward and choose “Wards Credit”, after this you will have to fill out a short application.

• Seventh Avenue

Seventh Avenue typically sells home goods, furniture, electronics and much more Their instant credit program is called Seventh Avenue Credit. The credit level required for this program ranges from fair to excellent. While the ones approved with a low credit score may have to make a small down payment, for others the first payment is to be made 30 days from purchase. To apply for this program, shop online at Seventh Avenue and choose “Seventh Avenue Credit” at checkout. After this, you will have to fill out a short application form.

• Stoneberry

Stoneberry is renowned for selling a variety of items. Their instant credit program is called Stoneberry Credit. Fair to excellent credit level is required in order to get approved for this program. Those who are approved with a lower credit score may have to make a small down payment, while for others the first payment is due 30 days from purchase.

Conclusion: Online catalogs with credit

There are a whole lot of instant credit approval catalogs available out there. These shopping catalogs allow you to order a diverse and wide variety of items instantaneously while paying for them over time. Instant credit is definitely a way into the future and with the ever increasing of online mediums for shopping it is turning into a necessity with time. You will definitely find the most suitable online catalog depending upon your credit score. So, feel free to explore.